Wage Benefits by State

This means you are temporarily unable to return to work as determined by your doctor. In this instance, you will receive 66 2/3 percent of your average weekly wage up to the maximum compensation rate.

In this case, your doctor has determined you are still limited by your injury, but are able to return to work in some capacity. Your workers’ comp benefits will be adjusted based on what you are able to earn after your injury. You may be eligible to receive a biweekly benefit equal to 66 2/3 percent of the difference between the average weekly wage before the injury and the gross amount earned per pay period.

Normally, permanent partial impairment means that you are partially disabled, but still able to return to work in some capacity. To qualify for permanent partial impairment benefits, your doctor must determine that you have reached maximum medical improvement and have a permanent impairment related to your work injury. If an impairment rating has been assigned, and you have questions on the amount of benefits you may receive, contact your adjuster.

The Alabama Legislature has defined “permanent total disability” as a work-related physical injury or mental impairment that totally incapacitates the injured employee from working and being retrained, and also includes the loss of eyesight in both eyes, or loss of both arms. In this case, workers’ comp will normally pay you 66 2/3 percent of your average weekly wage for the remainder of your lifetime.

If an employee dies as a result of a work-related accident, dependent family members may receive workers’ comp benefits. Families are eligible for a one-time funeral expense payment up to $6,500. Death benefits are generally payable to dependents up to 500 weeks, marriage, or death.

This means you are temporarily unable to return to work as determined by your doctor. In this instance, you will receive 66 2/3 percent of your average weekly wage up to the maximum compensation rate.

In this case, your doctor has determined you are still limited by your injury, but are able to return to work in some capacity. Your workers’ comp benefits will be adjusted based on what you are able to earn after your injury. You may be eligible to receive a biweekly benefit equal to 66 2/3 percent of the difference between the average weekly wage before the injury and the gross amount earned per pay period.

In this case, your doctor has determined you are still limited by your injury, but are able to return to work in some capacity. Your workers’ comp benefits will be adjusted based on what you are able to earn after your injury. You may be eligible to receive a bi-weekly benefit equal to 66 2/3 percent of the difference between the average weekly wage before the injury and the gross amount earned per pay period.

This means that an injured employee is unable to earn meaningful wages in the same or other employment, and also includes the loss of both hands, arms, legs, eyes, or any two of them. The number of weeks that you are eligible for permanent total disability depends on your date of injury.

If an employee dies as a result of a work-related accident, dependent family members may receive workers’ comp death benefits. Families are eligible for a one-time funeral expense payment up to $6,000. The number of weeks that a dependent is eligible for death benefits depends on the decedent’s date of injury. A spouse’s death benefits will terminate at remarriage before eligibility ends. However, each case is subject to dependency requirements that may alter these benefits. Summit claims adjusters specially trained in these types of claims will determine what benefits are due.

This means you are completely disabled, but are expected to fully recover and return to work. In this instance, you will receive 66 2/3 or 66.67 percent of your average weekly wage. (In rare cases, an extreme injury may allow for higher benefit payments.)

In this case, you are still limited by your injury, but are able to work in some capacity. If you return to work, your workers’ comp benefits will be adjusted based on what you are able to earn after your injury, but will not exceed 66 2/3 percent of your average weekly wage.

When your doctor states you are at Maximum Medical Improvement, your condition is not expected to improve significantly. The doctor will have you evaluated for possible permanent work restrictions and an impairment rating.

If you receive a permanent impairment rating greater than 0%, you will receive money based on that rating. We will apply the physician assigned percentage to a schedule and pay benefits accordingly, within 14 days of our knowledge of the impairment rating.

If you have been paid 260 weeks of temporary disability benefits and are still not at Maximum Medical Improvement, your physician will need to determine your impairment rating.

This means that you are unable to perform at least sedentary work, within 50 miles of your residence, due to the limitations caused by your work injury. Permanent total disability benefits, will be paid to you at 66 2/3 or 66.67 percent of your average weekly wage, until you reach age 75. (This age limit may be extended if you are not eligible for Social Security benefits.)

If an employee dies as a result of a work-related accident, dependent family members may receive workers’ comp benefits. Families are eligible for funeral expenses up to $7,500. Death benefits up to $150,000 total may be available for all dependents entitled to compensation. Normally, a surviving spouse will receive 50 percent of the deceased employee’s average weekly wage. An additional 16 2/3 percent may be paid if there are dependent children in the home. If the surviving spouse remarries, the spouse will be paid 26 weeks of the 50 percent benefits in a lump sum, unless the $150,000 cap is already met, or a child’s is compromised. Summit claims adjusters specially trained in these types of claims will work with the employer to determine what benefits are due.

This means you are temporarily unable to return to work as determined by your doctor. In this instance, you will receive 66 2/3 percent of your average weekly wage up to the maximum compensation rate of $675 a week, up to 400 weeks from the date of the injury.

This means you are temporarily unable to return to work as determined by your doctor. In this instance, you will receive 66 2/3 percent of your average weekly wage up to the maximum compensation rate of $675 a week, up to 400 weeks from the date of the injury.

Once all medical treatment has been completed, depending on the severity of your injury, your doctor may determine that you have a degree of permanent partial impairment. The schedule of benefits determines the amount of compensation you would be entitled to, based on that impairment. The impairment compensation is not payable until after you stop receiving temporary total, permanent total or permanent partial disability payments. If an impairment rating has been assigned, and you have questions on the amount of benefit you may receive, contact your adjuster.

Once all medical treatment has been completed, depending on the severity of your injury, your doctor may determine that you have a degree of permanent partial impairment. The schedule of benefits determines the amount of compensation you would be entitled to, based on that impairment. The impairment compensation is not payable until after you stop receiving temporary total, permanent total or permanent partial disability payments. If an impairment rating has been assigned, and you have questions on the amount of benefit you may receive, contact your adjuster.

If an employee dies as a result of a work-related accident, dependent family members may receive workers’ comp death benefits. Families are eligible for a burial expense payment up to $7,500, and wage benefits are generally payable up to 400 weeks. The total compensation payable to a sole dependent surviving spouse, where there was no other dependent for one year or less after the employee’s death, shall not exceed $270,000. However, each case is subject to dependency requirements that may alter these benefits. Summit claims adjusters specially trained in these types of claims will determine what benefits are due.

Temporary total disability benefits are paid when your doctor has determined that you are temporarily unable to return to work caused by your work injury.⁷ In this instance, you will receive 66 2/3 percent of your average weekly wage up to the maximum compensation rate or at least above the minimum compensation rate.⁸ You’ll no longer qualify for temporary total disability benefits when you reach maximum medical improvement *(i.e., your condition has stabilized).⁹

Temporary partial disability benefits are paid when your doctor releases you back to work for light duty, and you earn less than you would be earning in the full capacity of your job.¹⁰ If you return to work, your benefits will be paid at 2/3 the difference between your average weekly wage and the gross amount you earned upon returning to work at light duty. Temporary partial disability benefits are only available if you are working light duty.¹⁰ You no longer qualify for temporary partial disability benefits when you reach maximum medical improvement (i.e. your condition has stabilized).

Permanent partial disability benefits are paid to an injured employee who sustains some permanent disability or disfigurement but is not permanently and totally disabled. Permanent partial disability is paid if they have suffered the complete or partial loss of a body part, or the complete or partial loss of use of a body part, or the partial loss of use of the body as a whole. ¹¹

Permanent total disability is paid if the injured employee sustains an injury that leaves the injured employee permanently unable to do any kind of work for which there is a reasonably stable employment market. Permanent total disability benefits are paid to the injured employee at 66 2/3% of the average weekly wage, subject to minimum and maximum limits.²²

Death benefits are paid to primary dependent beneficiaries of the deceased employee if the industrial accident results in the employee’s death.³¹ Death benefits are paid to the injured employee’s beneficiaries at 66 2/3% of the average weekly wage, which is subject to minimum and maximum limits.³² Benefits are paid for a maximum of 25 years or $500,000.³³

Primary dependent beneficiaries of the death benefits are the surviving spouse and any children under the age of 18 (or age 25 if a full-time student).³⁴ If the surviving spouse remarries and there are eligible children remaining, the benefits continue.³⁴ If the surviving spouse remarries, and no eligible children remain, the surviving spouse is paid a final lump sum of two years of compensation and all further rights of such surviving spouse are extinguished^.34 If a dependent child is mentally/physically incapacitated, benefits continue if the condition persists.³⁴

If no primary beneficiaries exist, benefits may be paid to totally dependent parents.³⁵ If no totally dependent parents exist, benefits may be paid to persons who were at least 50% dependent on the employee at the time of death.³⁶ Proof must be shown by anyone claiming they were totally or partially dependent on the employee at the time of death.

A one-time burial expense of $8,000 is paid to the deceased employee’s estate.³⁷ Death benefits are subject to an annual cost of living adjustment (COLA), if an arbitrator decides the case. This begins on the second July 15th after the award becomes final.³⁸ COLA benefits are paid monthly from the Commission’s Rate Adjustment Fund.

1. See 820 Ill. Comp. Stat. Ann. 305/8(a), (b) (2023).
2. See 305/10.
3. See 305/8(b).
4. See www2.illinois.gov/sites/iwcc/Documents/handbook.pdf .
5. See 305/8(b)(4).
6. See 805/8(b)(1).
7. See 305/8(b).
8. See 305/8(b)(1)(4)
9. See Mech. Devices v. Indus. Comm’n, 344 Ill. App. 3d 752, 759–60, 800 N.E.2d 819, 825–26 (2003).
10. See 305/8(a).
11. The term “loss of use,” although not specifically defined by law, refers to whether an employee cannot do the things they could perform before the work injury.
12. See 305/8(d)(1)
13. See 305/8(e)
14. See 305/8(b)(2.1).
15. See 305/8.1b.
16. See 305/8(d)(2). “Compensation awarded under this subparagraph [d]2 shall not take into consideration injuries covered under paragraphs [305/8](c) [disfigurement] and [305/8](e) [schedule].”
17. See Haepp v. Illinois Workers’ Comp. Comm’n, 2022 IL App (1st) 210634WC, ¶¶ 61-63, 219 N.E.3d 640, 653–54, 467 Ill.Dec. 630 (2022)
18. See Corn Belt Energy Corp. v. Illinois Workers’ Comp. Comm’n, 2016 IL App (3d) 150311WC, ¶¶ 49-52, 56 N.E.3d 1101, 1112–13, 404 Ill.Dec. 688 (2016). “Compensation awarded under this subparagraph [d]2 shall not take into consideration injuries covered under paragraphs [305/8](c) [disfigurement] and [305/8](e) [schedule].” 305/8(d)(2).
19. See 305/8(c).
20. See 305/8(e)(18) ): “The specific case of loss of both hands, both arms, or both feet, or both legs, or both eyes, or of any two thereof, or the permanent and complete loss of the use thereof, constitutes total and permanent disability, to be compensated according to the compensation fixed by paragraph (f) of this Section. These specific cases of total and permanent disability do not exclude other cases. Any employee who has previously suffered the loss or permanent and complete loss of the use of any of such members, and in a subsequent independent accident loses another or suffers the permanent and complete loss of the use of any one of such members the employer for whom the injured employee is working at the time of the last independent accident is liable to pay compensation only for the loss or permanent and complete loss of the use of the member occasioned by the last independent accident.” 820 Ill. Comp. Stat. Ann. 305/8(e)(18) (2023).
21. See 820 Ill. Comp. Stat. Ann. 305/8(e)(18) (2023). “[T]he phrase ‘total and permanent disability’ under section 8(e)(18) contemplates that the injured worker may yet be capable of finding future employment.” Beelman Trucking v. Illinois Workers’ Comp. Comm’n, 233 Ill. 2d 364, 373–74, 909 N.E.2d 818, 824–25 (2009) The IL WC Act “does not allow a worker to avoid section 8(e)(18) by itemizing specific losses that otherwise fall under that section. However, the Act does permit a worker to recover for the loss of two members under section 8(e)(18) as well as for any additional scheduled losses beyond the two losses compensated under that section.” Beelman Trucking v. Illinois Workers’ Comp. Comm’n, 233 Ill. 2d 364, 380, 909 N.E.2d 818, 828 (2009).
22. See 305/8(f).
23. See Sharwarko v. Illinois Workers’ Comp. Comm’n, 2015 IL App (1st) 131733WC, ¶ 53, 28 N.E.3d 946, 956–57 (2015).
24. See Pro. Transp., Inc. v. Illinois Workers’ Comp. Comm’n, 2012 IL App (3d) 100783WC, ¶ 34, 966 N.E.2d 40, 47, 358 Ill. Dec. 855 (2012).
25. See 305/8(b)(2) and 305/10.
26. See 305/8(f).
27. See[305/8](d).
28. See 305/7(f) & 305/8(b)(4), (f), (g).
29. See Schmidgall v. Indus. Comm’n, 268 Ill. App. 3d 845, 848–49, 644 N.E.2d 1206, 1208–09 (1994), citing 42 U.S.C.A. § 403(f)(8)(B).
30. See 305/7(a)-(e).
31. See 305/7(a) & 305/8(b)(2).
32. See 305/8(b)(4.2).
33. See 305/7(a).
34. See 305/7(b).
35. See 305/7(d).
36. See 305/7(f).
37. See 305/7(a), (f) & 305/8(b)(4), (g). COLA benefits are paid monthly from the Commission’s Rate Adjustment Fund.

This means you are temporarily unable to return to work as determined by your doctor. In this instance, you will receive 66 2/3 percent of your average weekly wage up to 500 weeks for all compensation benefits combined, subject to the maximum total dollar amount of compensation allowed under Ind. Code Ann. § 22-3-3-22(t) (West 2019), exclusive of medical benefits. 

In this case, your doctor has determined that you are still limited by your injury, but are able to return to work in some capacity. Your workers’ comp benefits will be adjusted based on what you are able to earn after your injury. You may be eligible to receive a weekly benefit equal to 66 2/3 of the difference between the average weekly wage before the injury and the gross amount earned per pay period up to the maximum average weekly wage, not to exceed 300 weeks. Your maximum compensation for all compensation benefits combined is 500 weeks, subject to the maximum total dollar amount of compensation allowed under Ind. Code Ann. § 22-3-3-22(t) (West 2019), exclusive of medical benefits.

Once all medical treatment has been completed, depending on the severity of your injury, your doctor may determine that you have a degree of permanent partial impairment. The workers’ compensation statutory schedule of benefits determines the amount of permanent partial disability benefits you would be entitled to, which are limited to 125 weeks in addition to temporary partial disability benefits. If an impairment rating has been assigned, and you have questions on the amount of benefit you may receive, contact your adjuster.

This means that you are unable to return to your employment at the time of injury or any other reasonable employment. In this case, workers’ comp will normally pay you 66 2/3 percent of your average weekly wage until you reach your 500 week maximum compensation for all disability benefits combined, subject to the maximum total dollar amount of compensation allowed, exclusive of medical benefits.

If an employee dies as a result of a work-related accident within 500 weeks after the work-injury, dependent family members may receive workers’ comp death benefits. Families are eligible for a burial expense payment up to $7,500. Death benefits are generally payable up to 500 weeks, less the number of weeks of benefits already paid to the deceased employee. However, each case is subject to dependency requirements that may alter these benefits. Summit claims adjusters specially trained in these types of claims will determine what benefits are due.

This means you have not reached maximum medical improvement from your injury, and that you are temporarily unable to return to work as determined by your doctor. In this instance, you will receive 66 2/3 percent of your average weekly wage up to the maximum compensation rate.

This means that you have a permanent disability rating, but still are able to work. This rating will be used to determine that amount of weekly permanent partial disability benefits to which you are entitled, at 66 2/3 percent of your average weekly wage.

This means that you are completely disabled, as defined by state statute, and you are completely and permanently not able to return to work in any capacity. In this case, workers’ comp will normally pay you 66 2/3 percent of your average weekly wage until you reach age 70, or after 4 years, whichever last occurs.

If an employee dies as a result of a work-related accident, dependent family members may receive workers’ comp benefits. If a work-related injury causes death, the employee’s estate is entitled to compensation. Each case is subject to dependency requirements that may alter these benefits. Summit claims adjusters specially trained in these types of claims will determine what benefits are due.

This means you are temporarily unable to return to work as determined by your doctor. In this instance, you will receive 66 2/3 percent of your average weekly wage up to the maximum compensation rate.

In this case, your doctor has determined that you are still limited by your injury, but are able to return to work in some capacity, and are unable to earn at least 90 percent of your pre-injury wages. Your workers’ comp benefits will be adjusted based on what you are able to earn after your injury. You may be eligible to receive a weekly benefit equal to 66 2/3 percent of the difference between the average weekly wage before the injury and the average weekly wage you are able to earn afterward, not to exceed the temporary partial maximum compensation rate or 520 weeks.

Once all medical treatment has been completed, depending on the severity of your injury, your doctor may determine that you have degree of partial impairment that is permanent. The schedule of benefits determines the amount of compensation you would be entitled to. If an impairment rating has been assigned, you may be entitled to additional benefits. If you have questions on the amount of benefit you may receive, contact your adjuster.

This means that you are not able to return to work in any capacity. In this case, your benefits would continue for the remainder of your lifetime.

If an employee dies as a result of a work-related accident, dependent family members may receive workers’ comp benefits. Families are eligible for a one-time funeral expense payment up to $8,500. Surviving spouse wage benefits are generally payable up to death or remarriage; and dependent child wage benefits are generally payable until death, marriage, reaching 18 years old or reaching age 23 if attending an accredited school. However, each case is subject to dependency requirements that may alter these benefits. Summit claims adjusters specially trained in these types of claims will determine what benefits are due.

This means that you are completely disabled, but are expected to recover and return to work. In this instance, you will receive 66 2/3 percent of your average weekly wage until you return to work, or until you reach maximum medical improvement from your work injury. Benefits will not exceed 450 weeks or an amount greater than 450 weeks x 66 2/3 percent of the state’s average weekly wage.

Generally, permanent partial disability means that you are permanently disabled, but still able to return to work in some capacity. The benefits you receive are based on loss of use of your body member. Mississippi law lists many different types of injuries and specifies the benefits due for each of these in terms of the number of weeks of compensation due.

Once all medical treatment has been completed, depending on the severity of your injury, your doctor may determine that you have degree of partial impairment that is permanent. The schedule of benefits determines the amount of compensation you would be entitled to. If an impairment rating has been assigned, you may be entitled to additional benefits. If you have questions on the amount of benefit you may receive, contact your adjuster.

Generally, permanent partial disability means that you are permanently disabled, but still able to return to work in some capacity. The benefits you receive are based on loss of use of your body member. Mississippi law lists many different types of injuries and specifies the benefits due for each of these in terms of the number of weeks of compensation due.

If an employee dies as a result of a work-related accident, dependents may receive workers’ comp benefits. Heirs are eligible for a one-time funeral expense payment up to $5,000. A widowed spouse, with no dependent children, is usually entitled to 35 percent of the deceased employee’s average weekly wage until remarriage or death. The surviving spouse is also entitled to a $1,000 lump-sum payment in addition to other compensation benefits. If there are also dependent children, the benefit rises 10 percent per child, up to a maximum of 66 2/3 percent of the employee’s average weekly wage. If the surviving spouse dies or remarries, the spouse’s benefits cease and each child’s benefits are increased to 15 percent, subject to the maximum benefit limitations. All death benefits, including those for a widowed spouse, may not exceed 450 weeks or an amount greater than 450 weeks x 66 2/3 percent of the state’s average weekly wage. Other dependents may also be entitled to benefits, as listed in Mississippi statute. Summit claims adjusters specially trained in these types of claims will work with the employer to determine what benefits are due.

This means you are temporarily unable to earn wages at the same job or any other employment as determined by your doctor. In this instance, you will receive 66 2/3 percent of your average weekly wage up to the maximum compensation rate. Generally, you are limited to 500 weeks of temporary total disability benefits, unless you can prove that you have sustained a total loss of wage-earning capacity after 425 weeks of benefits have been paid, at which time the benefits will be extended.

In this case, your doctor has determined you are still limited by your injury, but are able to return to work in some capacity. Your workers’ comp benefits will be adjusted if you are earning less than your average weekly wage. You may be eligible to receive a weekly benefit equal to 66 2/3 percent of the difference between the average weekly wage and the gross amount earned per pay period. There is a 500 week cap on these benefits, and any temporary total disability benefits paid will be deducted from the 500 weeks.

Once all medical treatment has been completed, depending on the severity of your injury, your doctor may determine that you have degree of permanent partial impairment. The schedule of benefits determines the amount of compensation you would be entitled to. If an impairment rating has been assigned, and you have questions on the amount of benefit you may receive, contact your adjuster. You will not be paid permanent partial disability benefits at the same time as temporary total disability or temporary partial disability benefits.

You may qualify for permanent total disability if you have one or more of the following work-injury related limitations, which would provide payment of benefits for your lifetime:

1. You have lost both hands, both arms, both feet, both legs, both eyes or any two of them.
2. You are paralyzed in both arms, both legs or the trunk of your body.
3. You sustained a severe brain injury evidenced by severe and permanent sensory/motor disturbances, communication disturbances, complex disturbance of cerebral function or neurological disorders.

You sustained second-degree or third-degree burns to 33 percent or more of your body.

If an employee dies as a result of a work-related accident, dependent family members may be receive workers’ comp benefits. Families are eligible for a one-time funeral expense payment up to $10,000. Wage benefits are generally payable up to 500 weeks. Each case is subject to dependency requirements that may alter these benefits. Summit claims adjusters specially trained in these types of claims will determine what benefits are due.

This means you are temporarily unable to earn wages at the same job or any other employment as determined by your doctor. In this instance, you will receive 70 percent of your average weekly wage up to the maximum compensation rate. Generally, you are limited to 156 weeks of temporary total disability benefits, with a possible 52-week extension for consequential injuries.

In this scenario, your doctor has determined that you are still limited by your injury but are able to return to work in some capacity. Your workers’ comp benefits will be adjusted if you are earning less than your temporary total disability rate. You may be eligible to receive a weekly benefit equal to 70 percent of the difference between the average weekly wage and the gross amount earned per pay period. Weekly temporary partial disability benefits are only paid up to the actual temporary total disability rate when combined with light duty wages. There is a max aggregated total of 52 weeks. If you refuse to perform the alternative work offered by the employer, you will not be entitled to temporary disability benefits.

Once all medical treatment has been completed and you have reached maximum medical improvement, depending on the severity of your injury, your doctor may determine that you have a degree of permanent partial impairment, which must be supported by objective findings. Permanent partial disability means a permanent disability or loss of use which prevents you from returning to pre-injury or equivalent job. If an impairment rating has been assigned, you may be entitled to additional benefits. If you have questions on the amount of benefit you may receive, contact your adjuster.

Permanent total disability means that you are not able to earn wages in any employment for which you are qualified, due to your work-injury, based on your physical abilities/limitations, education, training, experience or vocational rehabilitation. Loss of both hands, both feet, both legs, or both eyes or any two, constitutes permanent total disability. Permanent total disability is paid until you reach the age of maximum Social Security retirement benefits or for a period of 15 years, whichever is longer.

If an injured employee dies due to a workers’ compensation accident, the spouse and children may be entitled to worker’s compensation benefits. Children include children under age 18, and children under 23 enrolled full time in an accredited educational institution. If there is no surviving spouse, then a person who was financially dependent may qualify for benefits. Each case is subject to statutory requirements that may alter these benefits. Summit claims adjusters specially trained in these types of claims will work with the employer to determine what benefits are due. Death benefits also include funeral expenses up to $10,000.

This means you are temporarily unable to return to work as determined by your doctor. In this instance, you will receive 66 2/3 percent of your average weekly wage up to the maximum compensation rate. There is a 500-week cap on these benefits.

Once all medical treatment has been completed, depending on the severity of your injury, your doctor may determine that you have degree of permanent partial impairment. The statutory schedule of benefits determines the amount of compensation you would be entitled to. If an impairment rating has been assigned, and you have questions on the amount of benefit you may receive, contact your adjuster.

Once all medical treatment has been completed and you have reached maximum medical improvement, depending on the severity of your injury, your doctor may determine that you have a degree of permanent partial impairment, which must be supported by objective findings. Permanent partial disability means a permanent disability or loss of use which prevents you from returning to pre-injury or equivalent job. If an impairment rating has been assigned, you may be entitled to additional benefits. If you have questions on the amount of benefit you may receive, contact your adjuster.

The following injuries qualify for permanent total disability benefits for life:

1. Losing both hands, arms, shoulders, feet, legs, hips, vision in both eyes or any two of those.
2. Paraplegia, quadriplegia and has suffered physical brain damage.
3. 50 percent or more loss of use of your back creates a presumption of total and permanent disability, which can be rebutted by evidence that you can earn wages.

If an employee dies as a result of a work-related accident, dependent family members may receive workers’ comp benefits. Families are eligible for a one-time funeral expense payment up to $12,000. Wage benefits are generally capped at 500 weeks. Each case is subject to dependency requirements that may alter these benefits. Summit claims adjusters specially trained in these types of claims will determine what benefits are due.

This means you are temporarily unable to return to work as determined by your doctor. In this instance, you will receive 66 2/3 percent of your average weekly wage up to the maximum compensation rate. These benefits will continue until you return to work. When you reach maximum medical improvement, your benefits will continue up to 60 days or up to the amount due for an impairment rating, or until an employer offers you a job with wages equal to or greater than your pre-injury wage.

In this case, your doctor has determined that you are still limited by your injury, but are able to return to work in some capacity. Your workers’ comp benefits will be adjusted if you are earning less than your average weekly wage. You may be eligible to receive a weekly benefit equal to 66 2/3 percent of the difference between the average weekly wage and the gross amount earned per pay period. These benefits have a 450-week cap.

Normally, permanent partial disability means that you are permanently disabled, but still able to return to work in some capacity. To qualify for permanent partial disability, your doctor must determine that you have reached maximum medical improvement and have a permanent impairment related to your work injury.

If an impairment rating has been assigned, and you have questions on the amount of benefit you may receive, contact your adjuster.

When your work injury totally incapacitates you from working at an occupation that provides you an income, this means that you are completely disabled. In this case, workers’ comp will normally pay you 66 2/3 percent of your average weekly wage, until you are eligible for full Social Security retirement benefits. For injuries occurring less than five years before full Social Security retirement eligibility, you are entitled to these benefits for up to 260 weeks.

If an employee dies as a result of a work-related accident, dependent family members may be receive workers’ comp benefits. Families are eligible for a one-time funeral expense payment up to $10,000. Wage benefits are generally payable up to remarriage. However, each case is subject to dependency requirements that may alter these benefits. Summit claims adjusters specially trained in these types of claims will determine what benefits are due.

In this case, your doctor has determined you are still limited by your injury, but are able to return to work in some capacity. Your workers’ comp benefits will be adjusted based on what you are able to earn after your injury. You may be eligible to receive a weekly benefit equal to 70 percent of the difference between your average weekly wage before the injury and the average weekly wage you are able to earn afterward; if you earned less than $10 an hour, you may receive 75 percent of that amount for the first 26 weeks. These benefits will continue until you reach maximum medical improvement, which generally is capped at 104 weeks, or return to work at full pay.

Once all medical treatment has been completed, depending on the severity of your injury, your doctor may determine that you have degree of permanent partial impairment. Impairment income benefits are calculated at the rate of three weeks for each impairment point percentage, and payment should begin the fifth day after the insurer receives the doctor’s report. If you have questions on the amount of benefit you may receive, contact your adjuster.

Lifetime income benefits are available for the following injuries:

1. Total loss of eyesight in both eyes;
2. Loss of both feet;
3. Loss of both hands;
4. Loss of one foot and one hand;
5. Spine injuries resulting in paralysis of the hands and/or legs;
6. Brain injury resulting in incurable insanity or imbecility; or
7. Third degree burns over at least 40 percent of the body, or third degree burns covering the majority of the hands, or one hand and the face.

These benefits are paid at 75 percent of your average weekly wage for life, and are increased at 3 percent per year.

If an employee dies as a result of a work-related accident, dependent family members may receive workers’ comp benefits, paid at 75 percent of the deceased employee’s average weekly wage. Families are eligible for a one-time funeral expense payment up to $10,000. If the injured employee died away from the employee’s usual place of employment, the insurer will pay the reasonable cost of transporting the body to the employer’s usual place of employment. Death benefits for an eligible spouse are generally payable for life or until remarriage; on remarriage the eligible spouse is entitled to receive 104 weeks of death benefits. Each case is subject to dependency requirements that may alter these benefits. Summit claims adjusters specially trained in these types of claims will determine what benefits are due.

This means you are temporarily unable to earn wages at the same job or any other employment as determined by your authorized treating physician. In this instance, you will receive 66 2/3 percent of your average weekly wage up to the maximum compensation rate, after the 7-day waiting period. Benefits cannot exceed 500 weeks, except in cases of permanent and total incapacity.

In this case, your doctor has determined that you cannot return to regular work and you are given a light duty job at a lesser wage so that you may be eligible to receive a weekly benefit equal to 66 2/3 percent of the difference between the pre-injury average weekly wage and the gross amount earned per pay period. Benefits cannot exceed 500 weeks, and any temporary disability benefits paid will be deducted from the 500 weeks.

Once all medical treatment has been completed, depending on the severity of your injury, your doctor may determine that you have a degree of permanent partial impairment. The statutory schedule of benefits for permanent partial and permanent total loss and disfigurement determines the amount of compensation you can receive, based on your impairment rating. If an impairment rating has been assigned, and you have questions on the amount of benefit you may receive, contact your adjuster.

Lifetime wage-replacement benefits may be payable if you lose both hands, arms, feet, legs, eyes, or any two in the same accident, have total paralysis, or have a severe brain injury rendering you permanently unemployable. This benefit is paid at the conclusion of the 500-week payment limit for temporary disability benefits and is payable for life.

If an injured employee dies due to a workers’ compensation accident, wholly dependent family members may be entitled to weekly worker’s compensation benefits, based on the deceased employee’s average weekly wage. Family members that are presumed wholly dependent include a surviving spouse, children under 18 and children under 23 enrolled full time in an accredited educational institution and may be entitled to up to 500 weeks of benefits.

Each case is subject to dependency requirements that may alter these benefits. Summit claims adjusters specially trained in these types of claims will work with the employer to determine what benefits are due. Death benefits also include funeral expenses up to $10,000 and transportation cost of $1,000.