Know the people who know workers’ comp®
A Game Changer for P&C Insurance Agents
Imagine having a team of proven workers’ comp specialists collaborating with your agency.
7,000+ Agents Work With Summit
7,000+ Agents Work with Summit
31,000+ Insured Businesses
U.S.-based Customer Support
Leading Minds in Workers’ Comp
You’ll collaborate with a team of experts who live and breathe workers’ comp. This deep expertise helps improve client retention and ease agent workloads.
Powerful Monoline Know-how
You’ll get better answers from real experts and industry veterans who know workers’ comp, your business, your customers, and your region.
U.S.-based Customer Care
Our in-house customer care specialists are committed to creating such an extraordinarily positive experience that customers have a better day because of Summit.
Customized Workplace Safety Programs
Our policyholders and their agents frequently describe the impact that Summit safety consultants have on reducing claims—and ultimately on lowering mods and premiums over time.
Every Client Renewal Matters
Last year, Summit quoted 98.8% of renewal policies, and only 1.1% of premium was nonrenewed. This means agents had a viable path forward nearly every time.
Work With a Dedicated Underwriter
Your agency will be paired with a dedicated business developer and underwriter who make every facet of workers’ comp easier for your team and clients.
Timely Answers You Can Trust
Our team members are not only experts; they’re proactive and responsive experts, ready to help at the moment you and your clients need answers.
Leading Independent Agencies Win with Summit
Join more than 7,000 independent agents and 31,000 policyholders across 17 states who trust Summit’s pure focus on workers’ compensation insurance.
“The refreshing thing about Summit is they’re willing to listen to a challenging client’s story that other carriers will turn down. That level of collaboration and problem-solving requires real expertise and makes life so much easier for us and our clients.”
Duke Baldridge
President, Dominion Risk Advisors
“Summit’s team makes every facet of workers’ comp easy for us. The value we receive is off the charts. It’s our greatest agency relationship, by far, with any insurance carrier.”
Bret Hughes
President, Hughes Insurance Services
“Summit writes the majority of our workers’ comp business. Their expertise and responsiveness is next level and needs to be experienced.”
Greg Lane
Agency Partner, Insurance Management Group
“In the workers’ comp marketplace, we’ve found that Summit has the best products, engagement, agent training, compensation, and incentives—they are leading the pack. Summit has competitors, but those competitors are second tier.”
James Lumbra
President, LRA Insurance
In-House Specialists Focused 100% on Workers’ Comp
Our underwriters, claims, loss prevention, and customer care teams—the departments you’ll interact with regularly—have seen it all and know the nuances specific to workers’ comp.
Connect with a Summit Agency Specialist
Commercial Agents’
Frequently Asked Questions
What is Summit’s underwriting risk appetite?
Summit is a workers’ comp generalist with a broad underwriting appetite. We’re willing to collaborate with agencies, listen to their stories, and get to know client details and thoughtfully consider the risks involved. We have a large portfolio of risks in construction, manufacturing, medical care, large and small business, etc. To facilitate an easier experience for agencies, our online agency portal features a class code eligibility tool that allows producers to instantly prescreen underwriting guidelines for a client’s class of business.
What are the highlights of your online system for commercial agencies?
In addition to the class code eligibility tool, our online quoting system is designed with the agent in mind. Producers can submit risks directly via automated upload and many submissions receive an immediate automated decision. Your ACORD applications can be drag-and-dropped and will then populate 80-90% of the required information for submission.
Is there anything unique for agencies to know about Summit’s underwriting approach?
Yes, our priority is to ensure the process is easy and frictionless for independent agencies. Your team will work with one underwriter who handles all accounts ranging in size from minimum premium up to seven figures. Most importantly, Summit is interested in listening to the client’s story and talking about the risks when needed.
What stands out about top producers working with Summit?
Top Summit producers care about their clients and ensure their clients’ needs are being met. They appreciate a carrier that is smart, consultative, and collaborative (not transactional). Our top producers can articulate the exceptional value that Summit offers policyholders. The best agencies appreciate Summit‘s multifaceted teams from business development, underwriting, claims management, safety consulting, and premium audit all working together seamlessly in an effort to achieve positive outcomes for clients and their injured employees.
How quickly can Summit turn around quotations and then bind?
Because of our broad underwriting appetite, the timeframe varies. Summit can offer an instant quote on targeted risks that meet certain underwriting guidelines. For complicated risks, our turnaround time from quotation to binding can be impressive, especially when working with a seasoned agency team.
Are there other aspects of Summit’s services that agencies should know?
- In combination with elite service, we offer the scale of a growing superregional provider in 17 states and serving more than 7,000 commercial agents and 31,000 policyholders.
- Every department at Summit is staffed entirely (or nearly entirely) by our own in-house specialists, not third-party contractors—including sales, underwriting, loss prevention/safety, claims management, premium audit, and customer service.
- Our U.S. customer care center makes life easier for you and your clients. When you call, you’ll speak to human beings who provide answers you can trust.
- Specialists in every department believe in personal service, responsiveness, long-term business relationships, and getting to know your agency and your priorities.
- Field team members live in every state in which we operate.
What do policyholders appreciate about Summit?
- Our compassionate claims management is precise, proactive, and supported by in-house doctors and nurses who help ensure injured employees get appropriate and timely care.
- Summit safety consultants consistently transform workplace safety and help improve experience mods for policyholders.
- Your clients will usually have the same premium auditor each year—enjoying a positive audit experience with a familiar and proficient specialist who has previous knowledge of the client’s business.
Know the people who know workers’ comp®
A Game Changer for P&C Insurance Agents
Imagine having a team of proven workers’ comp specialists collaborating with your agency.
7,000+ Agents Work with Summit
31,000+ Insured Businesses
U.S.-based Customer Support
Leading Minds in Workers’ Comp
You’ll collaborate with a team of experts who live and breathe workers’ comp. This deep expertise helps improve client retention and ease agent workloads.
Powerful Monoline Know-How
You’ll get better answers from real experts and industry veterans who know workers’ comp, your business, your customers, and your region.
U.S.-based Customer Care
Our in-house customer care specialists are committed to creating such an extraordinarily positive experience that customers have a better day because of Summit.
Customized Workplace Safety Programs
Our policyholders and their agents frequently describe the impact that Summit safety consultants have on reducing claims—and ultimately on lowering mods and premiums over time.
Every Client Renewal Matters
Last year, Summit quoted 98.8% of renewal policies, and only 1.1% of premium was nonrenewed. This means agents had a viable path forward nearly every time.
Work With a Dedicated Underwriter
Your agency will be paired with a dedicated business developer and underwriter who make every facet of workers’ comp easier for your team and clients.
Timely Answers You Can Trust
Our team members are not only experts; they’re proactive and responsive experts, ready to help at the moment you and your clients need answers.
Leading Independent Agencies Win with Summit
Join more than 7,000+ independent agents and 31,000+ policyholders who rely on Summit’s pure focus on workers’ compensation insurance.
“The refreshing thing about Summit is they’re willing to listen to a challenging client’s story that other carriers will turn down. That level of collaboration and problem-solving requires real expertise and makes life so much easier for us and our clients.”
Duke Baldridge
President, Dominion Risk Advisors
“Summit’s team makes every facet of workers’ comp easy for us. The value we receive is off the charts. It’s our greatest agency relationship, by far, with any insurance carrier.”
Bret Hughes
President, Hughes Insurance Services
“Summit writes the majority of our workers’ comp business. Their expertise and responsiveness is next level and needs to be experienced.”
Greg Lane
Agency Partner, Insurance Management Group
“In the workers’ comp marketplace, we’ve found that Summit has the best products, engagement, agent training, compensation, and incentives—they are leading the pack. Summit has competitors, but those competitors are second tier.”
James Lumbra
President, LRA Insurance
Services Delivered by In-House Specialists Focused 100% on Workers’ Comp
Our underwriters, claims, loss prevention, and customer care teams—the departments you’ll interact with regularly—have seen it all and know the nuances specific to comp.
Connect with a Summit Agency Specialist
Commercial Agents’ Frequently Asked Questions
What is Summit’s underwriting risk appetite?
Summit is a workers’ comp generalist with a broad underwriting appetite. We’re willing to collaborate with agencies, listen to their stories, and get to know client details and thoughtfully consider the risks involved. We have a large portfolio of risks in construction, manufacturing, medical care, large and small business, etc. To facilitate an easier experience for agencies, our online agency portal features a class code eligibility tool that allows producers to instantly prescreen underwriting guidelines for a client’s class of business.
What are the highlights of your online system for commercial agencies?
In addition to the class code eligibility tool, our online quoting system is designed with the agent in mind. Producers can submit risks directly via automated upload and many submissions receive an immediate automated decision. Your ACORD applications can be drag-and-dropped and will then populate 80-90% of the required information for submission.
Is there anything unique for agencies to know about Summit’s underwriting approach?
Yes, our priority is to ensure the process is easy and frictionless for independent agencies. Your team will work with one underwriter who handles all accounts ranging in size from minimum premium up to seven figures. Most importantly, Summit is interested in listening to the client’s story and talking about the risks when needed.
What stands out about top producers working with Summit?
Top Summit producers care about their clients and ensure their clients’ needs are being met. They appreciate a carrier that is smart, consultative, and collaborative (not transactional). Our top producers can articulate the exceptional value that Summit offers policyholders. The best agencies appreciate Summit‘s multifaceted teams from business development, underwriting, claims management, safety consulting, and premium audit all working together seamlessly in an effort to achieve positive outcomes for clients and their injured employees.
How quickly can Summit turn around quotations and then bind?
Because of our broad underwriting appetite, the timeframe varies. Summit can offer an instant quote on targeted risks that meet certain underwriting guidelines. For complicated risks, our turnaround time from quotation to binding can be impressive, especially when working with a seasoned agency team.
Are there other aspects of Summit’s services that agencies should know?
- In combination with elite service, we offer the scale of a growing superregional provider in 17 states and serving more than 7,000 commercial agents and 31,000 policyholders.
- Every department at Summit is staffed entirely (or nearly entirely) by our own in-house specialists, not third-party contractors—including sales, underwriting, loss prevention/safety, claims management, premium audit, and customer service.
- Our U.S. customer care center makes life easier for you and your clients. When you call, you’ll speak to human beings who provide answers you can trust.
- Specialists in every department believe in personal service, responsiveness, long-term business relationships, and getting to know your agency and your priorities.
- Field team members live in every state in which we operate.
What do policyholders appreciate about Summit?
- Our compassionate claims management is precise, proactive, and supported by in-house doctors and nurses who help ensure injured employees get appropriate and timely care.
- Summit safety consultants consistently transform workplace safety and help improve experience mods for policyholders.
- Your clients will usually have the same premium auditor each year—enjoying a positive audit experience with a familiar and proficient specialist who has previous knowledge of the client’s business.