Terms and Conditions For Use of Summit Website

Conditions of Use

By using this website, you agree to the following terms and conditions so please read them carefully. Summit Holding Southeast Inc. and its subsidiaries and affiliates (including Summit Consulting LLC, Summit Consulting, Inc. of Louisiana, Heritage Summit HealthCare LLC, Bridgefield Employers Insurance Company and Bridgefield Casualty Insurance Company) are collectively referred to as "Summit" throughout this website.

These terms and conditions may be revised at any time by our updating this notice and posting it on our website. You are bound by any such revisions and should periodically visit this page to review the most recent Terms & Conditions. If you decide to purchase insurance products or services from Summit, the terms and conditions specified in your policy or agreement will apply.

Disclaimer and Links to Other Websites

The information and descriptions contained on our website are not intended to be complete descriptions of all terms, exclusions and conditions applicable to every insurance product or service offered by Summit, but are provided solely for general informational purposes. Summit also assumes no responsibility, and shall not be liable for, any damages to your computer equipment or other property as a result of your access to, use of, or browsing in the website or your downloading of any materials, data, text, images, video, or audio from this website or arising in connection with any failure of performance, error, omission, interruption, defect, computer virus, delay in operation or transmission, or line or system failure.

This website is hyperlinked to other websites which are not maintained or controlled by Summit. Summit is not responsible for the content of those websites. The inclusion of any hyperlinks to such websites does not imply approval of or endorsement by Summit of those websites or their content. If you have difficulty linking to any hyperlinked websites or to report a dead (nonworking) link, please send us an e-mail at: webmaster@summitholdings.com

Restrictions on Use of Materials

This website is owned and operated by Summit Consulting LLC. Except as otherwise expressly permitted in writing by Summit, no materials from this website or any website owned, operated, licensed or controlled by Summit may be copied, reproduced, republished, uploaded, posted, transmitted, hyperlinked, or distributed in any way. You may download material displayed on this website for your use only and provided you do not remove any copyright and other proprietary notices contained on the materials. You may not distribute, modify, transmit, reuse, repost, link or use the content of this website for public or commercial purposes, including the text, images, audio, and video without Summit's written permission. Summit neither warrants nor represents that your use of materials displayed on this website will not infringe rights of third parties not owned by or affiliated with Summit.

Trademarks and Copyrights

All trademarks, services marks, trade names, logos, icons and domain names located on this website are the property of Summit unless noted otherwise. Nothing contained on the website should be construed as granting, by implication or otherwise, any license or right to use any trademark, service mark, trade name, logo, icon and domain name displayed on this website without the written permission of Summit or such third party that may own such marks or names displayed on this website. Your use of the trademarks, service marks, trade names, logos, icons and domain names displayed on this website, or any other content on this website, except as provided herein, is strictly prohibited. Images displayed on this website are either the property of, or used with permission by, Summit. The use of these images by you, or anyone else authorized by you, is prohibited unless specifically permitted herein. Any unauthorized use of the images may violate copyright laws, trademark laws, the laws of privacy and publicity, and communications regulations and statutes.

Jurisdictional Issues

Summit makes no representation that all insurance products and services on this website are appropriate or available for use in your state. Some insurance products and services may not be available in all jurisdictions. If you choose to access this website you do so on your own initiative and are responsible for compliance with any local, state and federal laws. The information contained on this website is not an offer to sell or a solicitation to buy, any insurance product or service. No insurance product or service is offered or will be sold in any jurisdiction in which such offer or solicitation, purchase or sale would be unlawful under the insurance or other laws of such jurisdiction.

Software Licenses

You acknowledge that any software available or provided to you on this website may contain technology that is subject to strict controls by various agencies of the United States Government pursuant to United States export control laws and regulations. You hereby agree that you will not transfer or export such software from the United States (including, for example, providing such software to any foreign person or entity in the United States) or re-export such software outside the United States in violation of United States export laws and regulations. Summit does not authorize the downloading or exportation of any software or technical data from this website to any jurisdiction prohibited by the United States export controls laws and regulations.

Privacy Overview

Summit wants you to visit our website knowing that you have control over your personal information. You can browse our pages without having to tell us who you are or revealing any personal information whatsoever. However, we do offer several customer service applications on the website designed to provide you customized information about Summit's products and services. These specific applications will require you to input information such as name and address in order for us to service you appropriately. We do indicate on these pages of the website that we are collecting this information from you. It is your choice whether to input this personal information. If you choose to give us the information via our website, refer to this privacy statement for an understanding of how that information will be used.

We have implemented these practices for the Summit website (www.summitholdings.com) which includes content from Summit and its subsidiary and affiliate companies. Summit is not responsible for the privacy practices or the content of any other websites on the Internet that are hyperlinked to or from the Summit website. This website contains links to other websites. Please note that when you click on one of these links, you are transferred to another website that may not be under Summit's control. We encourage you to read the privacy statements of these linked sites as their privacy policy may differ from ours.

Information Gathering

The Summit website collects information only if you choose to provide it.

Sharing Information Gathered

The Summit website is designed to give our customers and prospective customers a confidential means of gathering information about our company, services and products and for doing business with us over the Internet. In general, our site will only collect consensual data from you that will be used to service requests.

We do log general statistical information such as the domain name, IP address and browser type used by visitors to our site through a site reporting tool that runs on our server. This information is used internally only to show activity and trends of our site usage to our content providers. The log file information does not contain personally identifiable information, such as name, address, phone, etc.

We may share information about you in the normal business of conducting insurance operations such as providing you with an insurance quote. We are permitted by law to share information about you when and if you become a Summit customer or claimant, even without your authorization, with 1) a third party if it is reasonably necessary to enable the party to perform services for us, such as claims investigations or the detection of fraud or material misrepresentations; 2) any of our affiliated companies who provide service to you; 3) insurance regulatory authorities; 4) law enforcement agencies or other governmental authorities to protect our interest or to report illegal activities; and 5) person or organizations conducting actuarial or research studies.

We do not share any nonpublic personal information about you with nonaffiliated third parties other than entities with whom we have a joint marketing agreement or which perform business functions integral to the provision or servicing of our insurance products, or when required or permitted by law. We also do not sell any customer or policyholder information to mailing lists companies or mass marketing companies. If we disclose such nonpublic personal information about you to a nonaffiliated third party, (except where permitted or required by law) you will first be given an opportunity to opt-out of our providing such nonpublic personal information. We treat our policyholder information as confidential.

Protecting Information Gathered and Security

Summit uses a wide variety of computer hardware and software tools to guard system and data privacy and integrity. Summit's computer systems are also protected by additional measures such as network routers and firewalls intended to prevent unauthorized access.

Notification of Changes

If we decide to change our privacy policy, we will post those changes on our Homepage so our users are always aware of what information we collect, how we use it, and under circumstances, if any, we disclose it. This privacy statement may be modified from time to time. You may wish to visit this page periodically to review the most recent Privacy Statement.

Contact Information

Mailing Address:
Summit
P.O. Box 988
Lakeland, FL 33802-0988

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