RetailFirst Insurance Company is a stock insurance company serving the workers' compensation needs of more than 8,500 businesses. The company was founded in 1979 as the Florida Retail Federation Self Insurers Fund and grew to become the largest workers' compensation self insurers fund in the state. In November 2010, the Fund converted to RetailFirst Insurance Company, a stock insurance company within a mutual holding company system. RetailFirst Insurance Company and affiliate BusinessFirst Insurance Company make up RetailFirst Insurance Group, which is rated A- (Excellent) by A.M. Best Company.

RetailFirst is committed to putting all of its efforts and resources into one line of business to provide agents and policyholders with strong, stable workers’ comp coverage. RetailFirst’s daily operations are managed by Summit, and coverage is available in Florida.

Read more about RetailFirst’s history and stability.


RetailFirst Insurance Company is a Summit-managed workers’ compensation insurance carrier. It is marketed through independent insurance agents.

Agents must be appointed with RetailFirst. To submit an application for appointment, please click here.