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Louisiana Retailers Mutual Insurance Company, rated A- (Excellent) by A.M. Best Company, is a nonassessable mutual insurance company managed by Summit. Louisiana Retailers Mutual provides employers in the Louisiana retail industry with stable and strong workers’ compensation coverage and has a tradition of rewarding its safety-conscious policyholders with annual returns of premium for accounts that qualify.
How Louisiana Retailers Mutual and Summit work for you
- Online Business Center—allows you to obtain details about your policy, print Certificates of Insurance (COIs), access your loss information and much more!
- Back2Work™, Summit’s return-to-work program—designed to get injured workers back to productive employment following work-related injuries
- Comprehensive loss-control services
- Safety education and training materials
- Drug-free workplace assistance
- Comprehensive claims-management services
- Medical cost containment
- Toll-free hotline to report injuries (24 hours a day, 7 days a week)
- Subrogation/Second Injury Fund specialists
- Safety consultations
- Monthly loss reports
- Fraud investigation
- Retro payment plans for businesses that qualify
- Specific reinsurance of $9.5 million in excess of $500,000 per claim with Midwest Employers Casualty Company, rated A (Excellent) by A.M. Best Company
Eligible businesses
Eligible risks include retail, wholesale, hospitality and service-related companies.
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