For more than 20 years, the Florida Retail Federation Self Insurers Fund has provided employers in the retail industry with stable and strong workers' compensation coverage. Summit is the Fund's third-party administrator and has been an integral part of the Fund's success since its inception in 1979.

FRF SIF is not an insurance company. It is:
  • The largest not-for-profit workers' compensation self-insurance fund in Florida
  • Sponsored by the Florida Retail Federation, a premier lobbying group that works for Florida retailers and offers many cost-saving services and benefits
  • A member-funded alternative to traditional workers' compensation insurance that has returned more than $50 million in premium credits and has given $88 million in advance discounts to members over the years.

Services to members Summit-managed products are marketed by independent insurance agents.
Please contact your insurance agent for more information.